Flexible tenures catering to the various requirements of members ranging from 3 months, 6 months, 12 months, 24 months, 36 months, 72 months with interest rates being 7.00% p.a, 8.00% p.a, 9.00% p.a, 11.00% p.a, 11.50% p.a, 12.00% p.a, 12.50% p.a & 13.00% p.a respectively.

Fixed deposit interest rates
Time Period	Interest rate	Special interest
3 Month	7.00%	7.50%
6 Month	8.00%	8.50%
9 Month	9.00%	9.50%
1 Year	11%	11.50%
2 Year	11.50%	12.00%
3 Year	12%	12.50%
4 Year	12.50%	13.00%
5 Year	12.50%	13.00%
6 Year	13.00%	13.50%
Terms and Conditions
1. Investors women above the age of 51 Ave, disabled soldiers, ex-Central . State Government Employees Insurance Sector All bank employees, public employees in government and make a co-operative venture in semi-employed retired employees of local bodies Trust Special rates at the single deposit of Rs Two lakh will be.
2. Calculating the annual compounded rate of interest on a minimum deposit of Rs 1000 and 100 the co efficient of Rupee.
3. Pre-pay service tax at 25 percent applicable.
4. No loan facilities are applicable.
5. Changes in the terms of the plan, renovation, addition and amend by the Janasamruddhi Multipurpose Co-operative Society Ltd.