OUR SCHEMES

Savings Account

Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by Jana Samruddhi Multipurpose Co-operative Society Ltd members to save money and collect their savings.

Product NameMinimum BalanceROI(%)Penalty(Rs)
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Fixed Deposit

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by Jana Samruddhi Multipurpose Co-operative Society Ltd with the benefits of higher rate of interest than a Normal Saving Account.

SNo.Plan TypeMinimum DepositROI(%)MAturity Amount(Rs)
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Recurring Deposit

Recurring Deposit is a special kind of Term Deposit offered by Jana Samruddhi Multipurpose Co-operative Society Ltd which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.

SNo.Plan TypeMinimum InstalmentROI(%)MAturity Amount(Rs)
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Pigmy Deposit

Daily Deposit Scheme is a monetary deposit scheme introduced by Jana Samruddhi Multipurpose Co-operative Society Ltd to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.

SNo.Plan TypeMinimum InstalmentROI(%)MAturity Amount(Rs)
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Monthly Interest Scheme

Monthly interest scheme is introduced by Jana Samruddhi Multipurpose Co-operative Society Ltd which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.

SNo.Plan TypeMinimum InstalmentROI(%)MAturity Amount(Rs)
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